top of page

Credit Analysis Services

Credit analysis provides a deeper look at your financial standing and borrowing readiness.

What We Offer:

Detailed Credit Score Breakdown

  • Factor-by-factor explanation

  • Score impact insights

Lender Readiness Review

  • Mortgage readiness

  • Auto loan qualification review

  • Business funding preparation

Risk Assessment

  • Debt-to-income evaluation

  • Credit utilization analysis

  • Payment history trends

Action Plan Development

  • Step-by-step credit improvement roadmap

  • Timeline expectations

  • Monitoring strategy

Ideal for individuals preparing for major financial milestones like buying a home, securing funding, or rebuilding after hardship.

Basic Credit Review
 

$95 – One Time

Perfect for individuals who want a quick professional review of their credit.

Includes:

  • Review of credit report from two credit bureaus

  • Identification of negative items

  • Credit score factor explanation

  • Basic improvement recommendations

Best for: People who want guidance but prefer to manage their credit themselves.

Advanced Credit Analysis

$175 – One Time

A detailed breakdown of your credit profile and a strategic improvement plan.

Includes:

  • Full credit report review

  • Detailed explanation of credit score factors

  • Debt-to-income analysis

  • Credit utilization review

  • Step-by-step credit improvement strategy

  • Personalized action plan

Best for: Individuals preparing for a major purchase like a home or vehicle.

Premium Credit Strategy Session
 

$295 – One Time

A deep financial and credit planning session.

Includes:

  • Comprehensive credit report analysis

  • Custom credit rebuilding roadmap

  • Loan readiness evaluation (mortgage/auto/business)

  • Credit building strategy

  • 60-minute consultation session

Best for: Clients wanting expert guidance and a long-term plan.

Credit Assessment + Repair Enrollment

$199 Initial Enrollment

This service combines a professional credit assessment with enrollment into our credit repair program.

We begin by fully reviewing your credit profile and creating a strategic plan to improve your credit health.

This service is ideal for individuals who want expert guidance and active support in repairing their credit.

-term plan.

 

Aurora Ledger and Finance

587-966-0107

Southern Alberta

bottom of page