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Credit Analysis Services

Credit analysis provides a deeper look at your financial standing and borrowing readiness.

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What We Offer:

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Detailed Credit Score Breakdown

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  • Factor-by-factor explanation

  • Score impact insights

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Lender Readiness Review

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  • Mortgage readiness

  • Auto loan qualification review

  • Business funding preparation

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Risk Assessment

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  • Debt-to-income evaluation

  • Credit utilization analysis

  • Payment history trends

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Action Plan Development

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  • Step-by-step credit improvement roadmap

  • Timeline expectations

  • Monitoring strategy

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Ideal for individuals preparing for major financial milestones like buying a home, securing funding, or rebuilding after hardship.

Basic Credit Review

$95 – One Time

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Perfect for individuals who want a quick professional review of their credit.

Includes:

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  • Review of credit report from two credit bureaus

  • Identification of negative items

  • Credit score factor explanation

  • Basic improvement recommendations

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Best for: People who want guidance but prefer to manage their credit themselves.

Advanced Credit Analysis

$175 – One Time

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A detailed breakdown of your credit profile and a strategic improvement plan.

Includes:

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  • Full credit report review

  • Detailed explanation of credit score factors

  • Debt-to-income analysis

  • Credit utilization review

  • Step-by-step credit improvement strategy

  • Personalized action plan

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Best for: Individuals preparing for a major purchase like a home or vehicle.

Premium Credit Strategy Session

$295 – One Time

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A deep financial and credit planning session.

Includes:

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  • Comprehensive credit report analysis

  • Custom credit rebuilding roadmap

  • Loan readiness evaluation (mortgage/auto/business)

  • Credit building strategy

  • 60-minute consultation session

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Best for: Clients wanting expert guidance and a long-term plan.

Credit Assessment + Repair Enrollment

$199 Initial Enrollment

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This service combines a professional credit assessment with enrollment into our credit repair program. We begin by fully reviewing your credit profile and creating a strategic plan to improve your credit health.

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This service is ideal for individuals who want expert guidance and active support in repairing their credit.

 

Aurora Ledger and Finance

587-966-0107

Southern Alberta

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