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Credit Repair Services

Your credit score and history impacts loans, approvals, interest rates, and opportunities. We help you take control and improve your credit profile strategically and ethically.

What We Offer:

Credit Report Review

  • Full analysis of all three bureaus

  • Identification of errors & negative items

  • Personalized improvement plan

Dispute Assistance

  • Filing disputes for inaccurate, outdated, or unverifiable accounts

  • Creditor and bureau communication guidance

Debt & Collection Review

  • Evaluation of collections and charge-offs

  • Strategic action planning

 

Credit Building Guidance

  • Tradeline recommendations

  • Utilization optimization

  • Positive reporting strategies

We focus on education, transparency, and legal compliance while helping you rebuild confidence in your financial future.

Credit repair results vary and are not guaranteed. We only dispute inaccurate, outdated, or unverifiable information in accordance with consumer protection laws.

Credit Repair Packages

Starter Repair Program

$99/month
$99 setup fee

Includes:

  • Credit report analysis

  • Disputes filed for inaccurate items

  • Creditor communication assistance

  • Monthly progress updates

Best for: Minor credit issues and a few negative accounts.

Growth Repair Program

$149/month
$129 setup fee

Includes:

  • Everything in Starter Program

  • Unlimited disputes

  • Collection account strategy

  • Creditor intervention letters

  • Credit utilization guidance

  • Monthly progress tracking

Best for: Multiple negative accounts or collections.

Elite Credit Rebuild Program

$199/month
$149 setup fee

Includes:

  • Everything in Growth Program

  • Priority dispute processing

  • Custom credit rebuilding strategy

  • Credit building recommendations (tradelines, utilization strategy)

  • Monthly strategy consultation

Best for: Serious credit rebuilding and long-term improvement.

 

Aurora Ledger and Finance

587-966-0107

Southern Alberta

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